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What down payment assistance does home at last offer?
Home At Last™ provides down payment assistance options ranging from 0% to 5% of the loan amount up to $27,000. Home At Last™ also offers a Mortgage Credit Certificate program that can save homebuyers up to $2,000 annually as a tax credit on mortgage interest paid.
Where can I find out about Down Payment Assistance grants?
If you want to do some research on your own, you can also Google “down payment assistance grants in [state, county, or city].” This will help you find current programs specific to your area that you might be able to apply for. How big of a down payment grant can I get?
What are the best down payment assistance programs for Louisiana homeowners?
Louisiana has one of the most generous down payment assistance programs. Qualified borrowers could get 20% of a home’s purchase price — up to $55,000 — as a silent second mortgage. This loan would be completely forgiven after 10 years if you stay in the home that long, and you could also add $5,000 to the loan for closing costs.
What are my down payment assistance options in Illinois?
The Illinois Housing Development Authority has three down payment assistance loan options: Up to $6,000 Forgivable — Unless you sell or refinance your home within the first 10 years, this DPA assistance loan’s balance would be forgiven. You could get 4% of the home’s purchase price up to $6,000